PayPal seller tools and fees
PayPal rates depend on how you get paid. See the fee on a payment, or how much to invoice to receive a set amount.
PayPal fees at a glance
Reviewed November 13, 2026PayPal fee questions
How much does PayPal charge sellers?
PayPal Checkout: 3.49% + 49¢. Cards: 2.99% + 49¢. In person: 2.29% + 9¢. These are the headline US rates, reviewed November 13, 2026; your category and account can change them.
Which PayPal calculator should I use?
PayPal Fee Calculator: PayPal fees on a payment, or how much to invoice so you receive a set amount. Currency Conversion Fee Calculator: What you lose when a payment is converted between currencies.
Who pays the PayPal fee, buyer or seller?
The seller. PayPal deducts its fee from the payment you receive.
Is PayPal more expensive than Stripe?
For US card payments, PayPal Checkout's rate is usually higher than Stripe's. Compare both with your typical order.
How do I keep more of each PayPal sale?
Price with every fee included, not just the headline rate. Check what you keep after fees, shipping, and costs before you list, and compare platforms for the same product with Marketplace Profit Compare.
Read the guide: PayPal fees for business in 2026: goods and services, Checkout, invoices, and cardsSquare fees in 2026: in-person, online, and keyed rates compared with Stripe and PayPalStripe fees in 2026: what Stripe charges per payment, with examples
Bussnizz is independent and not affiliated with PayPal. PayPal is a trademark of its owner. Fees change; confirm in your seller account.