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PayPal Fee Calculator

See what PayPal takes from a payment, or flip it around to find what to invoice so you receive the amount you need. Rates are editable.

Rates reviewed November 13, 2026

Who this is for: Sellers, freelancers and small businesses paid through PayPal who want to see the fee before they invoice.By · Last reviewed November 13, 2026 · How it works

Your numbers

$

You receive

$96.02

PayPal feeYou receive
PayPal fee
$3.98
Effective rate
3.98%
Show the working
  1. Fee = 3.49% × $100.00 + $0.49 = $3.98

Estimates based on the assumptions shown. Platforms may charge differently for your account, category, or currency. Check your seller account for exact fees. Not financial or tax advice.

Quick answer

The PayPal Fee Calculator shows payPal fees on a payment, or how much to invoice so you receive a set amount. How it works: Fee = rate × amount + fixed fee; To receive X, invoice (X + fixed fee) ÷ (1 − rate). For example, with i want to set to See the fee on a payment, amount of $100, and payment type set to PayPal Checkout (3.49% + $0.49), the you receive is $96.02.

How to use the PayPal Fee Calculator

  1. Choose i want to.
  2. Enter amount.
  3. Choose payment type.
  4. Open Assumptions and rates to change any rate or fee to match your account.
  5. Read you receive and the breakdown. Use Share to send the exact numbers, or Print to save a PDF.

How it's calculated

  • Fee = rate × amount + fixed fee
  • To receive X, invoice (X + fixed fee) ÷ (1 − rate)

Worked example

With i want to of See the fee on a payment, amount of $100, and payment type of PayPal Checkout (3.49% + $0.49):

You receive: $96.02. PayPal fee: $3.98.

PayPal Fee questions

How much does PayPal charge to receive $100?

With PayPal Checkout in the US, the fee is 3.49% + $0.49, about $3.98 on $100, so you receive $96.02.

What is the PayPal fee for goods and services?

Goods and services payments between US PayPal accounts cost the seller 2.99% with no fixed fee. Friends and family payments have no fee, but they don't include seller or buyer protection and shouldn't be used for sales.

How do I calculate PayPal fees backwards?

Use the 'amount to ask for' result. It works out how much to invoice so that you receive the exact amount you need after PayPal's fee.

Does PayPal charge more for international payments?

Yes. PayPal adds an international fee and a currency conversion spread when the buyer is in another country or pays in another currency. Check PayPal's merchant fee page for your country's rates.

Which PayPal rate applies to me?

It depends on how you are paid: PayPal Checkout, card payments, goods and services, or in person. Pick the payment type in the calculator, and edit the rate if your account has a different one.

Sources

Last reviewed November 13, 2026. Platforms change fees; see the fee change log.