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Stripe Fee Calculator

Stripe's base US rate is 2.9% + 30¢, but international cards and currency conversion stack on top. See the real fee, or what to charge to receive a set amount.

Rates reviewed November 13, 2026

Who this is for: Store owners and freelancers taking card payments through Stripe.By · Last reviewed November 13, 2026 · How it works

Your numbers

$

You receive

$96.80

Stripe feeYou receive
Stripe fee
$3.20
Total rate
2.9% + $0.30
Show the working
  1. Fee = 2.9% × $100.00 + $0.30 = $3.20

Estimates based on the assumptions shown. Platforms may charge differently for your account, category, or currency. Check your seller account for exact fees. Not financial or tax advice.

Quick answer

The Stripe Fee Calculator shows stripe card fees with international, currency conversion, and manually keyed surcharges. How it works: Rate = 2.9% + 1.5% (international) + 1% (conversion) + 0.5% (keyed), as applicable; Fee = rate × amount + 30¢. For example, with i want to set to See the fee on a payment, amount of $100, and international card set to No, the you receive is $96.80.

How to use the Stripe Fee Calculator

  1. Choose i want to.
  2. Enter amount.
  3. Turn on or off international card. +1.5%
  4. Turn on or off currency conversion. +1%
  5. Turn on or off manually entered card. +0.5%
  6. Open Assumptions and rates to change any rate or fee to match your account.
  7. Read you receive and the breakdown. Use Share to send the exact numbers, or Print to save a PDF.

How it's calculated

  • Rate = 2.9% + 1.5% (international) + 1% (conversion) + 0.5% (keyed), as applicable
  • Fee = rate × amount + 30¢

Worked example

With i want to of See the fee on a payment, amount of $100, international card of No, currency conversion of No, and manually entered card of No:

You receive: $96.80. Stripe fee: $3.20.

Stripe Fee questions

How much does Stripe charge per transaction?

In the US, Stripe charges 2.9% + $0.30 for domestic card payments, about $3.20 on a $100 sale.

Does Stripe charge more for international cards?

Yes. International cards add 1.5%, and if currency conversion is needed, another 1%. An international card with conversion costs 5.4% + $0.30 on a US account.

Does Stripe refund fees on refunds?

No. When you refund a payment, Stripe keeps the original processing fee. Price with that in mind if you offer refunds.

Is Stripe cheaper than PayPal?

For US card payments, Stripe's 2.9% + $0.30 is usually cheaper than PayPal Checkout's 3.49% + $0.49. Run both calculators with your typical order to compare.

How do I pass Stripe fees to customers?

Use the 'amount to charge' result to find the price that leaves you the amount you want after fees. Check your local card surcharging rules before adding a fee at checkout.

Sources

Last reviewed November 13, 2026. Platforms change fees; see the fee change log.