Marketplace fees

Shopify fees explained: plan, card rates, and the third-party gateway fee

Shopify charges a monthly plan, a card rate on each order, and an extra fee if you use another payment provider. Here is how they add up on a real order.

By Sharjil Hameed · Published November 13, 2026 · 2 min read · How we fact-check

Online clothing store owner packing orders at home

Short answer: on the Basic plan, Shopify costs $39 a month ($29 a month billed yearly) plus 2.9% + 30¢ on each online card payment through Shopify Payments. If you use a different payment provider, Shopify adds a 2% third-party gateway fee on Basic. Find your profit per order with the Shopify profit margin calculator.

Shopify Payments fee on a $100 online order: US card, by Shopify plan — Shopify Payments fee on a $100 online order. Rates reviewed November 13, 2026.

The three Shopify costs

1. Your plan

Basic is $39 a month, or $29 a month if you pay yearly. Higher plans cost more but lower your card rates.

2. Card processing with Shopify Payments

Plan	Online card rate
Basic	2.9% + 30¢
Grow	2.7% + 30¢
Advanced	2.5% + 30¢

International cards add about 1%.

3. Third-party gateway fee

If you take payments through another provider instead of Shopify Payments, Shopify charges an extra fee on each order: 2% on Basic, 1% on Grow, and 0.6% on Advanced. You still pay that provider’s own fees on top.

Worked example: a $60 order on Basic

	Amount
Order total	$60.00
Card fee (2.9% + 30¢)	−$2.04
Plan cost, $39 spread over 100 orders a month	−$0.39
Shopify costs on this order	$2.43

Subtract your product cost, shipping, and ads to see your profit. The Shopify calculator does this and shows your profit margin.

Shopify vs WooCommerce vs marketplaces

Shopify has no commission on sales, unlike Etsy or eBay, but you pay a monthly plan and bring your own traffic. WooCommerce has no plan fee but you pay for hosting and plugins; compare with the WooCommerce profit calculator. To see what the same product earns on each platform, use Marketplace Profit Compare.

Stripe fees explained: the payment fees behind many third-party gateways.
How to calculate your break-even point: how many orders cover your monthly Shopify plan.
PayPal fees for business: what PayPal adds when customers pay with it.

Frequently asked questions

Does Shopify take a percentage of sales? Not as a commission. You pay card processing on each payment, plus the gateway fee if you don’t use Shopify Payments.

How do I avoid the third-party transaction fee? Use Shopify Payments where it’s available in your country.

Is Shopify cheaper than Etsy? It depends on volume. Etsy charges per listing and per sale; Shopify charges a monthly plan. Shopify usually gets cheaper as your monthly orders grow.

Rates reviewed November 13, 2026. Confirm current pricing in your Shopify admin.